I was watching 60 minutes last night as saw a story of how it now costs the U.S. 2.5 cents to make a penny and a dime to make a nickel. Another part of the story was about the worthlessness of the penny. They compared it to our appendix and another calculated that it costs each American $41 to use the penny because the time wasted waiting for change or trying to find it. It got me thinking about this old article I wrote and how I feel stronger today about it than I did when I wrote it.

It's official, as of today I no longer pick up pennies off the ground. Before today, I always picked up a penny any time I saw it laying there . I figured over my life I probably pick up thousands of pennies and "a penny saved was a penny earned". Not true any more and I'll tell you why in a second.

There are a few exceptions to these new rules. One, if I dropped the penny I can still pick it up. Two, if it is a nickel or more I still go for the coin. Ok here's why I've made the big change (no pun intended) in my life. I earn more than $75 per hour which comes out to 2 cents a second. The time it takes to pick up a penny I could have kept moving and made double what I put in to it. Even if the value of my time doesn't come into play then I figure I could put in the 2 seconds it takes to bend over and pick up the penny and go home and hug my daughter or at least throw out a big smile. Definitely worth more than a penny.

Another big part in the decision is my health. Bending over quickly is not good for the back. I'm still in my 30's but it still is not good to stop and bend over in one sudden movement pick something up. I'm not the most flexible guy, if I hurt something it will take 125 years of picking up pennies to pay for the doctor.

Luck plays a bit of a part as well. I know it sounds a bit crazy but I only would pick up pennies on heads but since I was already down there I would just flip over any pennies on tails and then pick them up. I say I'm not superstitious but evidently after typing this I am. I'm going to be saving myself from potential bad luck.

Lastly, money is pretty dirty. Especially pennies that have been laying on the ground. I'd pick them up and inevitably wipe my face or mouth. Not right away but most likely before I wiped my hands. Somehow that can't be good for you. Who knows how much bacteria I am going to keep out of my body. Somebody is going to pick up that penny and they are going to be happier because they picked it up. I, my friends have moved on and I will remember this day forever.

Going straight to Hell for this post.

And one last one. I call this one "She makes me look good"

If any of these picture are yours and would like them taken down. First of all "I'm sorry" in more ways than one and two, email me and I will.

I'm a relatively young man. I don't consider myself wise but I do pay attention more than most people my age. Obviously none of you online know me, but I am what you call mouthy. I love to tell stories, jokes, and in general my life is an open book. I love to have fun and tell those around me exactly what I'm thinking. Believe it or not when I am not talking I am doing something even more important, listening. I truly enjoy a good conversation and especially with those older. I give speeches (mostly on plants) and tomorrow is for a group of seniors 80 and older. Everyday I look at older people and think, what have they done right and what did they do wrong? Here is the list of what I have learned from people 70 and older in relation to finance. I have gathered it all from talking to seniors about what they did right and what they wish they had done.

1. Be patient
Money must be saved over a long period of time. Don't take high risks for quick returns. Investing is a marathon not a sprint.

2. Take the risks while you are young.
It is ok to take calculated high risks occasionally, but do them when you have time to make it up.

3. Don't gamble
Gambling is for the desperate and the poor. If you must, do small amounts and view it as
pure entertainment. You will never make money in the long run gambling

4. Stay healthy.
Good health keeps your mind sharp, your doctor bills low, you lifespan long, and lets you work more to make more money. Healthy people make more money

5. Laugh and Smile
See above. Happy people make more money.

6. Buy and car a keep it for many years or if you need a new one buy one a few years old.
A car is one of the biggest waste of money in our lives. People spend too much on new one. Should be buying newer used ones.

7. Everything in moderation.
I learned this from an older customer that used this as his mantra. He said he did everything in moderation from drinking to working. He said it was the key to life

8. Keep the fights clean and the sex dirty
The key to a happy marriage. A good marriage will help you save money or cost you a fortune if it goes bad. People stayed together longer in years past. They were a savings team.

9. Don't spend your money on worthless things.
Don't buy anything at the checkout counter, don't buy collectibles, don't buy all the worthless junk sold around you at the box stores.

10. Move
Stay active. The more you see the more you learn. The more learn the more ideas you have. The more ideas you have, the more chance you come up with something that will earn or save you money.

These are all my opinions as gathered by my ears. Some people may agree some may not but it's how I live my life. Enjoy

1. Caribou Coffee is owned by an Islamic Bank
In December 2000, Caribou Coffee Company, Inc. announced that it was selling a 70% stake (later to become an 87.8%) to Atlanta-based Crescent Capital, a deep-pockets investor backed by First Islamic Investment Bank of Bahrain for $80 million.

2. WD-40 was named because it took 40 times to get the formula right
WD-40 literally stands for Water Displacement, 40th attempt. That's the name straight out of the lab book used by the chemist who developed WD-40 back in 1953. The chemist, Norm Larsen, was attempting to concoct a formula to prevent corrosion — a task which is done by displacing water. Norm's persistence paid off when he perfected the formula on his 40th

3. Mars Inc turned down the chance to feature their MnM's in E.T.
Nobody really knows why they turned down the chance but we all know who took the
opportunity and ran with it, Reese's Pieces.

4. Kotex were first used as bandages in World War I
"Though no soldiers were charging about the battlefield with sanitary napkins tied to their arms, a new type of material which had proved so effective as bandages in that conflict was years later revamped into Kotex. What was invented to meet a critical need in a war soon afterwards found a valuable peacetime use" From snopes

5. Ebay is the second leading employer in the U.S.
Almost half a million people earn all or most of their income from selling on the Web site. If they worked for eBay it would be the second largest employer in the country- after Wal-Mart.

6. George W. Bush received more votes than any President in history
George W Bush got the highest number of votes for president of any candidate in US history, in November 2004 with 59,841,499.

7. The bookmakers William Hill loses 80,000 little pens a day
They are used to fill out betting slips and the betters always win something it seems.

8. The first bar code ever used was on Juicy Fruit
It's 30 years since the world's first bar code was used. It was on a 10-pack of Wrigley's Juicy Fruit at a supermarket in Ohio. The gum is now an exhibit in the Smithsonian Museum in Washington DC

9. Honey is the only food that doesn't spoil
Unprocessed honey found in 4000 year old ancient tombs was determined to be edible and was even used to preserve bodies. If properly sealed it will never soil. I found this at Sue Bee.

10. Hippopotomonstrosesquippedaliophobia' is the fear of long words.
I know why, that word scares me too.

Terrible Album Covers

A Life Time of Embarrassment
World's Ugliest Tattoos
Part 1 and Part 2

Most people hate digging out their car. In this snow you have to find it first

You hate shoveling the drive? How about shoveling the second story roof?

I've never had to do this but I'm guessing that one is not going to end well

Even if you do dig out. It's not like you're going anywhere. That broom is worthless

The bus stops have turned into snow caves

What makes this picture even funnier is that it is the second story

No hill needed. You can sled down the front door in this blizzard

Now that's the kind of neighbor you want to have

Not much to say here but Damn!!!

She doesn't look real excited about this photo. Somebody's not going to help shovel

Somehow I'm guessing this guy's just going to wait it out inside

I'm pretty sure the mailman is not coming today but it was a nice gesture

This is the photo being used all over the news and you can see why. Amazing

Pretty easy for old pugsly to jump the 6 foot fence

This is my favorite

Now they've dug out and here come 4 more feet

As you saw in Part 1, I am amazed at what people will put on their skin. Making matters worse, these people have to live with these the rest of their lives. These are more of the World's Most Embarrassing Tattoos.

It only took 1 hour to turn his daughter from, "the kid with a cute smile" to the girl from the exorcist. Or "I didn't know your wife is a ventriloquist?"

This looks like " A dirty deed . Done dirt cheap"

A McKauley Caulken tattoo is bad. A Michael Jackson tattoo is worse. Michael molesting McKauley, a lifetime of embarrassment

It's not too bad if you lost on the red line and this guy is shirtless and standing in front of you on the train

As much as I like vegetable love, I didn't realize that corn gave and broccoli took, until I saw this terrible tattoo on this guy's very muscular arm. When he gets older and everything sags, it might turn to oral.

You really don't want to see the joystick

Because ARITHMETIC just wouldn't fit

I would have loved to see the face of the tattoo artist when the guy
brought it in the rough sketch of this one. He probably said " Are you friends with the guy that got the Indian Humping the Corn Dog?"

Billy wanted to update his tattoo. Unfortunately it took 5 years to finally get right and then when it was finished everyone decided that the old version was just as good.

Hey Dude. You're gonna frickin move in 3 years.

I'll just wear this coat and tie and I don't think anyone will notice.

No matter how many tats he gets. He is always going to look like Boy George

Everyone who is thinking about getting a tattoo. THIS is your future

He thought this would get cooler when she got the Vegas gig.

I'm guessing he also has a red van with tinted windows,
duct tape, and 3 large plastic bags

His arm tattoo didn't take as much ink due to it's small circumference so he went and used his balance on three belly circles.

It's bad enough with one Jeff Gordon, but three? The bottom car is getting smashed more and more each year and every pound. A few million of these and we Republicans might actually get back the Senate.

His Mother must be so proud. Not that there's anything wrong with it.

No you're not you're missing an "E"

AOL speak and a sidekick. His Dad had a tat of a Texas Instruments calculator upside down that said HELL.

Check out rankmytattoos.com for more tattoo designs and pictures.

A recent lawsuit brought to the Supreme Court calls for the banishment of the term Christmas and want to officially rename it Present Day. The suit states that people of the United States that don't practice Christianity or of a different faith should not to repeatedly hear or constantly say the word "Christmas" . They also say that X-Mas doesn't work because we all know what the X-stands for. They would like to make sure the tradition continues of giving presents so thus the name Present Day. They are cool with Santa as he is non-denominational. They also recommend Festivus Day be recognized as an official holiday as well. "A Festivus for the rest of us" is the term stated in the litigation. They would like to see cards and media contain both Presents Day and Festivus and state "if Quanza is recognized than these should be as well". In response the Girl Scouts of American will be offering a service to unrap your Christmas Gifts for $2. For $1 they will exchange your "Merry Christmas" tags for "Have a Perfect Presents Day" tags. Michael Jackson has been hired to write a new song for Present Day that Present Day supporters will hope bring more attention to the day as well. A series of nationwide commercial spots funded by Tom Cruise and other Scientologist will use Michael Richards to promote both Present Day and Festivus Day. They feel Richards has the public eye right now to draw the attention needed to make these holidays commonplace. Britney Spears, Lindsay Lohan, and Paris Hilton have been signed to a series of print ads that will have the slogan. "You know what I want for Presents Day?" "New Panties" . The lawsuit is seen as an act of publicity but nobody expected it to go this far. I will report more if any information comes out about this lawsuit in the near future.

I was going through an article from Kevin Rose and noticed his top friends list. I don't know if Kevin is drawn to the girls or the girls are drawn to him, but there are quite a few cute girls on his friends list. On that note, I decided to do a bit of homework and come up with the first annual Girls of Digg. These are the hottest girls on Digg. I am sure I missed a few since there are 250,000 users and I tried to cut out the fake pictures as well (as if I know what is real or not). You can't tell much from the pictures and most don't even have one. If I were to put a pictorial of "The Girls of Digg" this is who I would select. If you have one to throw in here add one in the comments.

Here they go in no particular order

1. Amanda From Philly, she likes tech, video games, and has a thing for Digg owners

2. Kathy. Kathy is an Aussie. She likes music, funny movies, and plans on being rich

3. Natasha From Arizona, she likes organic foods, japanese culture, and uses a Mac

4. Awesome1234 Yes she is, she likes the stock market, foreign politics, she loves to make money

5. Posh She's no Spice Girl, she's a Suicide Girl. She likes, well you better look yourself, I'm a bit scared of her but in a good way.

6. IWrott She loves Google and all search engines for that matter. She hasn't been seen for over a year. (she may be hiding out until she turns 18)

7. Sarah A Michigan girl she likes cheesecake, getting lost, fast cars, and much more.

DIGG THIS

Here are some pretty funny x-rays of people that either swallowed something they shouldn't, put something up somewhere they shouldn't, or have something stuck in their body I don't want in mine. Even though some look fake, all these X-rays are REAL and I did weed out all fake ones by pulling from medical sites or news stories. Read at the bottom for an X-ray game I'm running.

We'll start with the most famous. The old smuggle the phone to your boyfriend in prison in your vajajay

Impulse Body Spray up the rear. I think it works better when
you don't shove it up the butt. Next to it a boring photo of a stuck sexual device.

Oops, I've got a pepper shaker in my bum. Pass the salt.

I think I found the grommet that's always missing on my tarp. It's
up this boys' nose.

The old screw stuck up the nose. Actual photo below

Professor Plum with the screwdriver in the bum

I've heard of getting shot in the bum but this is the first case of shoving the whole bullet up your butt. Yes this is real

Again the famous, Coke bottle up the rear. And now for my
trick called "The Two Litre"

I forgot what this was but I can only imagine

The first nail in the head picture. He survived but my question is
who uses nails that long?

That must have been one hellava meal. Somebody actually
ate the fork as well.

And here we have a the common "spring in the stomach"

You would be surprised how many kids swallow safety pins.
Even more surprising, many of them are swallowed open like
this one.

This guy actually went months before discovering his pain was this nail.

Anything for my man. I call this one "Heat hidden in the meat"

Cool x-ray of a sword swallower

Here's a nice close up of that screw. OUCH

X-ray of what happens when a nail gun goes off in your face.

DIGG THIS

Here's the game to go with the photos. I'm going to pay $10 paypal to the funniest photoshop (if I get any) I get with this
photo. Let's see what you put in the picture. Send entries HERE
by Sunday at noon. Winner announced Sunday night.

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